Independent Agents provide an unmatched advantage
when considering your cost per dollar of insurance.  The
ability to place our clients in financially strong companies
that specialize in certain risk classes make it possible to
provide a lower cost per dollar of insurance.  

Risk is the major determining factor for price in the
insurance industry.  An agent with only one insurer can’t
save his clients money efficiently as market forces
change.  When risk factors cause price to increase, that
rate will rise for all clients insured by the company.  The
agent is stuck offering that rate even though the client
may not display the risk factors that caused the increase.  

Garden City Insurance agents are trained to place clients
in companies that offer the lowest cost per dollar of
insurance based on the risk present at the time of
application.  We offer a risk profile reduction plan that:
  • educates the client of risk factors present and
    shows how to reduce them over time, cutting the
    cost of insurance.  
  • It shows how to maximize discounts and makes an
    effort to identify gaps in insurance coverage.  

The risk profile reduction plan is offered to all clients free
of charge and is updated and reviewed at renewal
provided the client wishes to do so.

Insurance costs are lifetime expenses that can’t be taken
out of a clients family or business budget and should not
be ignored.

It is Garden City Insurance Agency's opinion that this is the
best and only way for an educated consumer to purchase
insurance products.  

Best of all it takes very little time and effort for clients to
accomplish.  We are here to assist.
"We represent our customers and our companies
compete for your business."

AUTO * HOME * BUSINESS * LIFE
What is a RISK PROFILE
REDUCTION PLAN?
803-407-9991  Columbia, SC

843-793-4590  Charleston, SC
FOR A GREAT RATE
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